For Plan Sponsors

ScotiaMcLeod offers a range of group products designed to meet the needs of large companies and associations. Among these are:

  • Group Retirement Savings Plans (RRSPs)
  • Deferred Profit Sharing Plans (DPSPs)
  • Pension Wind-ups & Locked-in RRSPs
  • Individual Pension Plans (IPPs)
  • TFSAs and non-registered investment accounts
  • Stock Purchase Plans

Group plans offer many benefits to both you and your employees or members. These include pre-tax payroll deduction, low investment minimums (as little as $50 per pay), dollar cost averaging, portability, and plan design flexibility.

There are four key factors which make ScotiaMcLeod the group plan administrator of choice:

  1. Confidence in the institution
  2. Investment choice
  3. Employee protection
  4. Client service

Participant Benefits

The ScotiaMcLeod group plans offer your employees or members the following benefits:

  • Administration fee savings
  • Individual & spousal accounts
  • Individualized investments
  • Ability to consolidate assets
  • Monthly statements
  • Lump sum contributions anytime at the Bank of Nova Scotia
  • Domestic & foreign investments
  • Personal financial planning
  • Financial & tax planning seminars
  • RRSP loans at prime
  • Toll-free service
  • Invest as little as $50 per pay

Plan Sponsor Benefits

Our plans also offer benefits to you, the employer or association:

  • Flexible plan design (locking-in options)
  • Outsourcing of all administration
  • Not responsible for selecting one investment manager
  • Security of assets
  • Bilingual, national support
  • No cost to you

Want to learn more? Contact your ScotiaMcLeod Wealth Advisor to find out how our group plans might fit with your organization's needs.

More on ScotiaMcLeod Group Plans

Visit the ScotiaMcLeod website.



The information contained on this website is for use by persons resident in Canada only.